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The Coronavirus Business Interruption Loan Scheme (CBILS) provides financial support to smaller businesses affected by coronavirus (COVID-19).

Please note that as of 17 December, the Government has announced that the Coronavirus Business Interruption Loan Scheme (CBILS) will be extended until 31 March 2021.




The scheme helps small and medium-sized businesses to access loans and other kinds of finance up to £5 million.


The government guarantees 80% of the finance to the lender and pays interest and any fees for the first 12 months.


The scheme is open until Sunday 31 January 2021.




You can apply for a loan if your business:

You need to show that your business:


If you want to borrow £30,000 or more, you also need to confirm that your business wasn’t classed as a business in difficulty on Tuesday 31 December 2019.



Who Cannot Apply

Businesses from any sector can apply, except:



How Long The Loan Is For

The maximum length of the facility depends on the type of finance you apply for and will be:



How To Apply

There are over 50 lenders participating in the scheme including all the main retail banks. You should approach a suitable lender yourself via the lender’s website.


You’ll need to tell the lender:



Supporting Documents

You’ll need to provide documents that show you can afford to repay the loan.


These may include:


The documents required will vary from lender to lender and depend on how much you’re asking for. If you’re asking your existing lender for a small loan, the process may be automated and not require all of the documents.


The lender will check that the loan is:


The lender will decide whether to offer you a loan or another type of finance and you’ll be responsible for repaying 100% of the amount borrowed.


Find a lender



If The Lender Turns You Down

If one lender turns you down, you can apply to other lenders in the scheme.


You may want to consider using a broker to find the right type of finance for your needs, or do your own research using the British Business Bank’s finance guide.

For Further Support Please Complete The Contact Form

Ryan Davies

Growth Relationship Team Leader

Fiona Anderson

Growth Relationship Manager

Karen Tyrrell

Growth Relationship Manager

Taygan Paxton

Growth Coordinator

Malcolm Brabon

Head of Services

Lou Williams

Growth Manager

Matthew Heath

Recovery Grant Project Manager

Jonathan Alderman

Business Analyst

Luke West

Business Growth Executive

Andrew Kerry-Bedell

Interim Growth Relationship Manager

Richard Butcher

Interim Growth Relationship Manager

Carolyn Bentley

Interim Growth Relationship Manager

Coast to Capital

This site is operated by Coast to Capital Local Enterprise Partnership. © Coast to Capital LEP 2013-21.

Information is provided on this website in good faith. However neither Coast to Capital Local Enterprise Partnership nor any associated organisation or individual provide any warranty or accept any liability for information provided.



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