Flexible working capital for UK exporters is provided by Newable Business Loans.

Unsecured, low interest rate loans up to £150K aimed at enabling a broader range of exporting SMEs to access additional working capital to help them scale – especially those in the service and software industries.

Key features

  • Flexible working capital for UK exporters
  • Unsecured loans up to £150k
  • Factor rates from 1.10 to 1.30
  • Terms of 6 to 18 months
  • Quick approval and funding
  • Trade Finance Fully flexible - can be drawn in parts or in full
  • Ideal Solution to fund working capital need or new contract wins
  • Can work alongside existing Invoice Finance facilities if required
  • Ideal for service or intangible product exports such as software, consultancy and professional services (healthcare, financial, legal)


  • At least 5% of turnover for last 3 years OR at least 20% of turnover in any one of the last 3 years, was derived from export sales
  • Limited company, registered, based and trading within the UK and pays corporation tax in UK
  • Minimum of 3 years trading history, with employees and premises in UK
  • Contracted to export goods manufactured in the UK, or services delivered from the UK to an overseas company
  • Cashflow is positive, able to service the facility without any new export contract
  • The amount proposed not exceeding 15% of the prospect’s turnover in 2019 (or subsequent financial years adjusted for COVID-19


Coast to Capital

This site is operated by Coast to Capital Local Enterprise Partnership. © Coast to Capital LEP 2013-22.

Information is provided on this website in good faith. However neither Coast to Capital Local Enterprise Partnership nor any associated organisation or individual provide any warranty or accept any liability for information provided.



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